Plan for the unexpected

Supplemental Health

Fighting cancer, recovering from a heart attack or stroke, or healing after an accident is expensive. Along with medical bills, there are many non-medical expenses that can pile up. You may be unable to work, or your spouse may need to take time off to care for you.

Supplemental Health products help give you a financial cushion to help you continue to pay your living expenses while you or your loved one is critically ill or injured. These products pay a tax-free lump sum cash benefit to you if you have a prolonged hospital stay, are diagnosed with cancer, recovering from a heart attack or a stroke, or if you experience a covered accidental injury, depending on the coverage you select.

Covering medical expenses and beyond

Your major medical coverage is going to help with the doctor’s bills – except for deductibles, copays, or treatment not covered – but Hospital Indemnity, Critical Illness, or Accident insurance is there to help by putting cash in your pocket at your time of need.

We offer four products

Hospital Indemnity Plus

Pays a lump sum cash benefit to help cover expenses, such as:

-Daily and extended hospital confinement
-Intensive care confinement
-Observation unit visits
-In-patient mental health visits
-Companion travel
-Pet boarding

The plan offers additional benefit riders such as dental, vision, hearing, ambulance services, emergency room, urgent care, outpatient surgery, outpatient therapy, medical devices, and much more!


Pays a lump sum on diagnosis of cancer, including diagnosed cancer in situ.

Heart Attack or Stroke

Pays a lump sum on diagnosis of a heart attack or a stroke, plus a partial lump sum for bypass or angioplasty surgery intended to prevent a heart attack.

Covered Accidents

Pays a lump sum on covered accidental death or dismemberment included under your plan; for an emergency room visit or ambulance ride secondary to a covered accidental injury; and for covered fractures, dislocations, lacerations or burns.

Accident policies & Critical Illness policies are separate policies.

We can put you in touch with a licensed insurance professional to learn more about our critical illness or accident coverage, including what exclusions apply to each type of coverage.

What sets Liberty Bankers apart

A range of coverage to best suit applicants’ needs

Ability to travel or move without any disruption in coverage

Unparalleled 24/7 customer support

Find the right plan for you

Just reach out with the form below or give us a call at 800-731-4300.

A licensed insurance professional may contact you regarding this insurance related information request.

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