A Medicare Supplement policy is private health insurance that helps supplement original Medicare. It can help pay some of the healthcare costs that original Medicare doesn’t cover; these ‘gaps’ include Medicare copayments, coinsurance, and deductibles.
You have a few options when it comes to supplementing your Medicare Part A and Part B benefits. When shopping for coverage, it is important to understand the differences between your available choices. Medicare Supplement insurance or Medigap plans have unique features that benefit many seniors:
Having the freedom to see any doctor or hospital that accepts Medicare guarantees you will always receive the best care available. Your upfront cost may be higher than other coverage options; however, once you pay your premium, healthcare expenses are very predictable.
Already have a Medicare Supplement plan with Capitol Life? Click Here to access your policy.
Premiums might be subject to change in the future.
All Medigap policies must follow federal and state laws designed to protect you. Medigap insurance companies like The Capitol Life Insurance Company, A Liberty Bankers Insurance Group Company, can only sell you a “standardized” Medigap policy identified by letters A through N (in most states.)
Each standardized Medigap policy must offer the same basic benefits, no matter which insurance company sells it. Premium cost is usually the only difference between Medigap policies with the same letter sold by different insurance companies.
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